ISSUE 3 /2020

1. Title:

The impact of women's empowerment through microfinance: A Lesson from Jordan

Author Name:

Ahmed Mahmoud Abdallah Alshammari, and Wan Mohd Nazri Wan Daud

Abstract:

The resReceived 19 May 2020, Accepted 28 Jun 2020, Online 10 July Keywords: microfinance; women’s empowerment; poorAhmed Mahmoud Abdallah Alshammari et al / International Journal of Business and Digital Economy Vol 1 No 3 (2020) 1–9oretical some reports issued by the official authorities and some agencies working in the microfinance sector and the names of some women were approved in order to The sample of the survey will be through tables related to social development in Jordan. The researcher went and conducted interviews directly with women who have some activities for microfinance and distributed in most of the regions of Jordan. The sample was 200 women, and questions were used by arbitrators through some specialists and experts in this field. To work to find the best appropriate answers to obtain the main goal which is the ability of microfinance to empower women, and through the results, it appeared that north and central Jordan there is a demand for the establishment of different microfinance and there is also a demand to increase the shares of microfinance and help provide it despite the difficulty in obtaining it, South Jordan also suffers from customs and traditions in finding a good space to enable the mirror through camouflage For microfinance and its activities, and in this way, the study recommends working to provide a competent and organized body that has the ability and effectiveness to manage microfinance activities in all sectors in a way that leads to finding sustainable development that helps out of the clutches of poverty. The study also recommends the importance of the role of microfinance in creating a good base that can work through its returns to meet the special needs of families led by women from health care or educational care or to find decent livelihoods; the study recommends that a study be made between the microcredit and the empowerment of women.

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Received 19 May 2020, Accepted 28 Jun 2020, Online 10 July Keywords: microfinance; women’s empowerment; poor
Ahmed Mahmoud Abdallah Alshammari et al / International Journal of Business and Digital Economy Vol 1 No 3 (2020) 1–9

2. Title:

Study of Total Quality Environmental Management and Green Supply Chain Management Practices among Palestinian Manufacturing Organizations

Author Name:

Ahmed Zaid , Mohammed Saleh, and Rabee Shurafa

Abstract:


Organizations are increasingly finding it challenging to balance economic and environmental performance particularly those that face competitive, regulatory and community pressure. With the increasing pressures for environmental sustainability, this calls for the new formulation of strategies by the manufacturers in order to minimize their products and service's negative impact on the environment. Hence, total quality environmental management (TQEM) and green supply chain management (GSCM) continues to be an important research agenda among the researchers. In Palestine, green issues are new and still developing. The constant study is needed to fully understand and update information regarding this area. Objective: The aim of this paper is to explore the views and level of acceptance both of TQEM and GSCM practices among manufacturing organizations in Palestine. Through the use of an e-mail survey, 130 responses were obtained to generate the results of the study. The result showed both of TQEM and GSCM practices have been practiced to somewhat to greater extent firms in Palestine. Findings can be extended to study the issues further. Academicians and practitioners can apply this result to their research and business strategies on how to improve sustainable performance and to effectively implement green management practices.

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Received 24 May 2020, Accepted 15 Jun 2020, Online 17 July Keywords: Total quality environmental management; Green supply chain management; Total quality management; Supply chain management.
Ahmed Zaid et al / International Journal of Business and Digital Economy Vol 1 No 3 (2020) 10–17

3. Title:

An Investigation of the Mediating Effect of Entrepreneurship between Microfinance and Economic Development in Jordan: An Empirical Review

Author Name:

Ahmed Mahmoud Abdallah Alshammari , Wan Mohd Nazri Wan Daud

Abstract:


This article examines the concept of microfinance and its impact on economic development in Jordan through mediation of entrepreneurship and the ability to reduce poverty and unemployment and alleviate the economic problems facing society. This study was worked on through questionnaire, theories, and theory. Previous studies that have been conducted in other regions have an economic climate close to the economic climate in Jordan. The researcher explores here the extent to which corporations are related to the relationship between microfinance and economic development and its impact on project completion and economic well-being, how it is achieved and how it is directly affected by microfinance projects. By collecting data directly through the questionnaire, the study used a partial least squares structural equation modeling (PLS-SEM) statistical analysis program to obtain the results. The researcher also distributed 330 questionnaires that were distributed to entrepreneurs working in microfinance institutions in Jordan. Where the results of the study showed how strong the impact of entrepreneurship in a strong way and the primary role that it played on the relationship between microfinance and economic development and how it affected them strongly. The results greatly help in highlighting the importance of the role played by microfinance, and the results show that the impact on economic development is very favorable. This research includes a number of practical effects of economic development by local authorities to support economic development in Jordan. The study also contributed to highlighting the role of entrepreneurship as a mediator and highlighting it. Moreover, the study also attempted to collect more than 49 previous studies dealing with the topic of microfinance and its impact on economic development and economic well-being, so that the study was working as a bridge between previous studies and recent studies, as the study recommended to work on applying its variables in other regions.

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Received 03 Jun 2020, Accepted 05 July 2020, Online 17 July Keywords: microfinance, entrepreneurship, economic development, Jordan.
Ahmed Mahmoud Abdallah Alshammari et al / International Journal of Business and Digital Economy Vol 1 No 3 (2020) 18–27

4. Title:

Exploring the Necessity of Communication in Managing Organizational Behaviours

Author Name:

Oyeniran, Stella T., Ajetunmobi, Olaseni L., and Jayesimi, Olusegun S

Abstract:

The success of any organization including those in the banking sector depends on the superiority of its communication strategy since without proper communication channels, the organization will struggle to market its services. This study aims at exploring the necessity of communication in managing organizational behaviour on customers of First Bank Plc. and Guarantee Trust Bank by ascertain the demographics of customers of the selected banks, discovering whether there is a feedback mechanism in place these selected banks as well as exploring the place of communication in managing organizational behaviours in the selected banks. Survey research method was employed with the use of questionnaire in gathering responses from 800 respondents where simple random sampling was used to obtain data from the customers of First Bank Plc. and Guarantee Trust Bank in Ibadan, Oyo State, Nigeria within the bank environment. The data collected were analyzed using frequency distribution tables and percentages. The findings from this study showed that First Bank Plc. do not call their customers while Guarantee Trust Bank customers that have been called before but majorly for marketing and responding to their complaints. Also, majority of the respondents get both transaction alerts and birthday/festive greetings from their banks revealing that the feedback system employed by the bank is good. Captivatingly, majority of the respondents from First Bank Plc. divulged that the feedback mechanism employed by the bank is not effective while majority of the respondents from Guarantee Trust Bank Plc. believe that the feedback mechanism employed by the bank is effective.

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Received 1 June 2020, Accepted 15 July 2020, Online 17 July Keywords: Communication, Organizational Communication, Organizational behaviour

Oyeniran et al / International Journal of Business and Digital Economy Vol 1 No 1 (2020) 28–33

5. Title:

The Influence of National Culture on Levers of Control: An Empirical Analysis

Author Name:

Rabee Shurafa,Mohammed W. A. Saleh , Ahmed Zaid

Abstract:

In todReceived 26 May 2020, Accepted 22 July 2020, Online 15 August 2020 Keywords: Communication, Organizational Communication, Organizational behaviourculture without adjustment is packed with risk. Hence, the relationship between national culture and management control systems (MCS) is inseparable and complex. Therefore, cultural differences across countries are supposed to influence the preferences and differences in the philosophies and approach of MCS design. Based on the Hofstede (1980) cultural dimensions, (i.e. Collectivism, high uncertainty avoidance, and high power distance) and Simons (1995) levers of control framework (LOC) (beliefs, boundary, diagnostic, and interactive control), this study empirically examined the association between national culture and MCS. Using a survey of 79 top managers of the Palestinian listed firms, we examine the influence of national culture on MCS design. The evidence suggests that collectivism and high uncertainty avoidance are the main cultural dimensions that influencing the philosophies of MCS design in the Arab countries, whereas high power distance has no effect on MCS. Finally, finding provide suggestions for potential directions of future culture research in MCS.

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Received 26 May 2020, Accepted 22 July 2020, Online 15 August 2020
Keywords: Management Control System, Levers of Control, National Culture

Rabee Shurafa et al / International Journal of Business and Digital Economy Vol 1 No 3 (2020) 34–45

6. Title:

Corporate Social Responsibility in Palestinian Companies: An Empirical Study

Author Name:

Mohammed W. A. Saleh, Rabee Shurafa, Ahmed Zaid

Abstract:

This research study has shed light on the perceptions of Corporate Social Responsibility (CSR) which identified two dimensions of CSR including community, and environmental. This study is based on panel data of 200 observations from non-financial firms listed on the Palestine Security Exchange (PSE) during the period from 2012 to 2019. The panel data regression result show that the community and environmental CSR enhance the corporate performance in Palestinian forms. The study is timely given that CSR plays a pivotal role in determining the performance. The previous studies in Palestine are very limited and the previous empirical studies in the developed country have provided mixed results on the relationship between CSR and firm performance. It, therefore, becomes a necessity to examine the impact of CSR dimensions on the performance of Palestinian Listed Companies.

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Received 26 May 2020, Accepted 22 July 2020, Online 15 August 2020 Keywords: Corporate Social Responsibility, Palestine Security Exchange, Palestine

Mohammed W. A. Saleh et al / International Journal of Business and Digital Economy Vol 1 No 3 (2020) 46–55

7. Title:

Effect of Systematic Risk on Yemenis Small and Medium Enterprises COVID-19 as the Main Issue

Author Name:

Anwar Salem Musibah

Abstract:

This study aims to review the impact of COVID-19 risk as part of the systematic risk on SMEs in Yemen. The study outlines how SMEs responded to and were affected by the ban. In addition, it suggests the strategies and solutions to overcome the effects of that lock down. Using the questionnaire, a qualitative approach was adopted that specifically relies on the descriptive approach to the case study as a research method. A sum of (54) questionnaires was utilized for analysis. The results indicated that SMEs in Yemen were negatively affected by the closure. Most of them stopped working and were forced to lay off some of their employees, as their project financing was affected, and they encountered a problematic situation that made them unable to fulfil their contracts, and many of them are concerned about this epidemic. This implies that the future after the closure was bleak and foggy for them, and that there are no urgent solutions with the government. As a result, the government appealed the small and medium-sized companies to support it to be able to recover during and after the closure and to take multi-term strategies to protect their projects and their families which depend entirely on the income of these SMEs.

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Received 18 July 2020, Accepted 19 August 2020
Keywords: Systematic risk, Covid-19, Yemen.

Anwar Musibah / International Journal of Business and Digital Economy Vol 1 No 1 (2020) 56–65